Most standard medical insurance plans don’t cover cosmetic procedures, as they are often considered elective enhancements rather than medically necessary treatments. However, even certain serious medical issues might not be covered by standard insurance.

When you find yourself in need of a procedure, be it for a critical medical issue or something like a hair transplant that holds significant personal importance, it’s usually too late to try to incorporate it into your existing insurance plan, even if you’re willing to pay the associated premiums.

Funding for such procedures, whether medical or cosmetic, can still be within reach for the average person. Generally, the cost of rhinoplasty, facelifts, blepharoplasty, or any other cosmetic procedure is on the higher side, but it’s possible to navigate through these treatments with the right knowledge of financing options. Here are some common ways to secure financing for such procedures.

In-house finance

Harley Street Hair Clinic is a specialist hair loss clinic which offers financing for hair transplant treatment. This is a great way to finance your hair transplant treatment in what would undoubtedly be one of the more affordable and practical options, particularly when one considers that it’s finance arranged by the establishment which offers the treatment itself. It’s interest-free as well, so definitely worth checking out and giving it a pop if your case of hair loss suggests that you do indeed need a hair transplant. Breaking the payment up into 12 payments over 12 months certainly makes it more affordable than it would otherwise be if you had to pay for it once off.

A regular bank loan

If you’re in a credit-worthy position which qualifies you for a bank loan, going the direct burrowing route may be a great option for financing anything really, including a hair transplant treatment. In the same way that a regular loan gives you the option of not having to deal with specific repayment structures such as balloon payments (in the case of getting vehicle finance), you won’t have to deal with the often complicated “value added financial service” fees otherwise associated with getting financed for medical procedures. On the other hand something like medical insurance cover may offer benefits such as complementary membership at your local gym, but none of that will come in handy when you need to get a procedure such as a hair transplant done, simply because you probably need to have it done immediately, if not in the very near future.