Since a car is indeed a very significant investment that comes with a lot of additional costs beyond its actual purchase, it’s very important to have the right information so that you can make the best decision, all things considered. The mere fact that there are different car classes should already tell you a lot about what car is the right one for your specific needs, and in the case of picking out a family car, it’s perhaps more about practicality than anything else.
Fortunately, if you are indeed on the market for a family car with practicality as your main guideline, you’ll be happy to know that in the world of auto-trading, practicality probably comes with the most affordability. Just think about it for a second; a two-seater sports car which guzzles petrol like you won’t believe costs way more than a nice-sized SUV, offering a lot more space and making for the perfect family car. That brings us right to the first point of consideration, which specifically applies in the case of someone looking to buy a family car.
Read between the Guidelines
Never take what the salesman says as gospel because at the end of the day, the salesperson just wants to close the sale and take home some commission. Worse yet, a particular salesperson is only limited to the options they have available at their own dealership, so the best they have for you may not necessarily be the best there is out there. In the same way that you shouldn’t take what the salesman says as gospel, you shouldn’t explicitly go with what the manufacturers themselves focus most of their attention on when highlighting the features of a particular car you’re possibly interested in. If you’re looking for a practical family car for example, how quickly it goes from 0-100km/h really is irrelevant and these are the types of features auto sellers mostly focus on as hot selling points. You have to learn how to read between the lines and perhaps look at things like fuel economy, storage capacity, service intervals and their associated costs and perhaps even something like durability.
Bad credit can make it difficult to get car finance, but beyond the listed purchase price of the vehicle are a number of running costs, some of which are not so obvious and could in fact be hard to pick up on before you’ve actually owned the car for a bit. This goes back to reading between the guidelines and roughly working out how much you’re likely to spend on fuel, based on the fuel consumption, how much you’ll probably spend on the upkeep, based on the service plan your dealer presents to you, and perhaps something like how much the specific grade and size tyres the car takes will cost to replace (and at what intervals they’ll likely need replacing). That’s basically how you work out if you can afford your family car, no matter what your prospective financers say. Otherwise a family car is a car which puts practicality above everything else.